I let my dog sleep in my bed with me last night.

He kicked the living ever shit out of me most of the night.

It’s like he’s dreaming he’s Jason Bourne or something constantly running from a hostile government or whatever.

He’s 100 lbs American bulldog.

Being that you are 20 years in the blog space, you may not like my answer.

I had a similar experience as you. I was using ghost blog. I thought it was going to make having a blog so much easier. It didn’t.

Anyways, I looked and looked and tried a few and nothing felt right.

I settled on learning HTML and CSS using docker ngnx server to dish out my index page.

Making everything the way you want it is so much more pleasing than the cookie cuter blog platforms. Learning everything took a few days of studying and watching YouTube videos. But eventually you pick up enough to online search your way out of something you may not have learned or forgot.

This makes having a blog so basic and and small of a program and storage space. Super lightweight.

Lol, I started writing a six paragraph replay and had to delete it.

You are probably financially literate enough where my statements above is just common sense to you and you don’t feel it is necessary to do extra work for something you already have a handle on.

To others just starting out, they may not know anything about personal finance or money. My statements above is a great starting point.

To someone who may be bad with money they need to practice a budget and the act of transcribing data forces them to digest and comprehend their spending decisions. If their budget is automated it is easier to overlook spending or disregard transactions because they are not engaged with their budget or spending habits.

I don’t mind that you have a differing opinion. Everyone’s finances and level of competency is different. But you have to start somewhere I guess.

No disrespect, you honestly first need to understand the theory of budgeting and then you can practice.

Trying to find a program to assist you is really just something to distract you.

All you need is a free excel type program.

The physical action of looking at your bank statements and transcribing that data into your excel budget by hand enforces spending discipline and spending awareness.

Once you have everything in order and you are able to prove to yourself that you are financially stable, then integrating program assistance makes sense.

This seems like a baby version of seerr.