James Kirk

Yup! Monopoly alright. I’m lucky to have my bank’s app working like a payment entity on Android, without having to go through Google Pay.

That’s the premise behind AdNauseam, albeit only for ads and not general navigation: It clicks all the ads in the background, so the data won’t ever target the real you.

But then you have to activate access to Less Secure Apps™. It’s so disgusting.

Option 2. It’s the most robust. You’ll never lose it (provided you have the redundancy), you can use it offline, you can transfer it using a USB pen, it’s available in all platforms, including web. I’ve been using this for 8+ years, on my phone, desktop, laptop, company computer, etc. I store it on a personal cloud (and on each machine, of course, by syncing).