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  • 3 Posts
  • 72 Comments
Joined 2 years ago
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Cake day: March 14th, 2023

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  • Rentlar@lemmy.catoPrivacy@lemmy.mlcan I opt out of credit agencies?
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    1 month ago

    Well, as you may be aware, banks like getting money.

    Taking money from their customers through banking fees and interest on both deposits and loans isn’t enough for the banks and credit card issuers. So they sell credit card and loan usage information to whoever will pay for it, and these credit monitoring companies will, to keep a file on you (tied to your SSN/SIN). They know how many loan accounts and how long you’ve had them for, how often you pay your loan bill on time vs. not, what % of your credit limit you tend to use each month, and when you go shopping for new loans (since loan agencies will request your file from them to determine whether you are trustworthy enough).




  • If I wear boots, sneakers, sandals, hiking shoes sometimes I wonder if it will be enough to throw it off? How distinctly will it be able to tell from millions of gait patterns? Sure it may work foolproof for a set of 100 even intentionally trying to vary things, but how similar will the gait of Roberto Ramirez be to himself the next week or to the hundreds of thousands of people going past an area over a year?




  • Right now I just play with things at a level that I don’t care if they pop out of existence tomorrow.

    If you want to be truly safe (at an individual level, not an institutional level where there’s someone with an interest in fucking your stuff up), you need to make sure things are recoverable unless 3 completely separate things go wrong at the same time (an outage at a remote data centre, your server fails and your local backup fails). Very unlikely for all 3 to happen simultaneously, but 1 is likely to fail and 2 is forseeable, so you can fix it before the 3rd also fails.