That doesn’t have anything to do with whether it’s open-source or not.

I can’t think of any reason the backend can’t be open-source too.

I missed the word “server” every time and thought it was a client, and spent far too long trying to figure out how you’d play Minecraft in Bash. Text based? ASCII graphics?

No, but it’s a hell of a lot easier to put huge language datasets into the machine learning blender and get a model out, instead of manually programming every conceivable linguistic construction.

I started banking with them in 2011, I think, on recommendation from friends. I’ve continued to use them because of my satisfaction with the things you’ve mentioned as well as the services they make available through the site and app. (It’s USAA, for reference).

I am a millenial.

Nobody is stopping you from copy-pasting the third clause into the two-clause plus patent license.

What are you trying to accomplish with the patent thing? Have you already patented your software?

There are a bunch of APIs, actually. Plaid is a pretty popular one. The problem is getting the banks to implement them.

But people definitely choose banks because of their apps. For example, my bank doesn’t have any physical branches in my area, so I do everything through the website or app. Remote check deposit through my phone camera, for example.