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Cake day: June 19th, 2023

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  • In Germany there’s a private company called SCHUFA that aggregates data about people, mangles them in a proprietary (i.e. secret) way and produces a “score” indicating how creditworthy an individual is. Companies buy these scores from SCHUFA, that’s how they make a profit.

    One of the data points influencing the score is a person’s address. If you live near people of whom SCHUFA thinks they’re not creditworthy, your own score will drop, too. So by simply sharing their your address, you may already suffer detrimental consequences against which they have no recourse.

    This is another instance of the “being put in categories you don’t want to be in” point in favor of privacy.